Commercial Loan Training - Lender Endorsed - Phoenix Capital Consulting Download

Here is your first step in learning how to pre-qualify your commercial loans before you submit them to your lender

Learn tax return & cash flow analysis for multifamily, retail, owner user (SBA), single tenant, mixed use and all investor properties


I have written these Ebooks in exactly the way I analyze my loan transactions and property analysis. I’ve been using these methods for years and they have served me well for the hundreds of commercial loans that I’ve originated.

Bank loan officers, asset managers and your prospective clientele will appreciate working with an experienced mortgage broker rather than one who is merely "cutting-his-teeth" on the loan transaction.

These commercial loan training ebooks are unique and one-of-a-kind…that’s why they are endorsed by the commercial lenders.

Book 1: "How To Analyze Tax Returns For Cash Flow…Qualifying Borrowers For Commercial Real Estate Loans"

Tax return cash flow analysis is easy.With these commercial loan training manuals, you will learn how to abstract the necessary income & expenses from your borrower’s tax returns.

Cash flow abstract made simple…all you do is move figures from the tax returns to the cash flow analyzer. Arrive at your bottom line with a simple calculator or use the cash flow templates provided.

It’s an easy and efficient way to prequalify your borrower’s cash flow position when working with their tax returns

You have provided a means to effectively vet a deal, and to create a positive and timely experience for borrower (if used properly)

Every bank has their own underwriting criterion, but you have covered the essential basics of Cash Flow Analysis."

"I’ve never seen a commercial loan training manual so detailed; it does not only tell you the how, but also the why; which makes it easier to comprehend".

"If you are new to commercial loan origination, this is the first place to start with your training".

In this manual, are the templates and the guidelines that I use when pre-qualifying the income/expense streams for commercial, owner user and multifamily properties.

If you don’t know enough about loan analysis, DCR requirements, net operating income, cap rates, etc., and you are doing commercial loans…then you need commercial loan training.

Don’t be a "hit & run" loan agent! You want your commercial loan business to repeat itself through referrals from your clientele base.

I honestly can’t place value on these commercial loan training ebooks. The market could easily command 4 to 5 times more than the price of these books.

The one thing I can assure you of though, is… "If you’ve never done commercial loan pre-qualification like this, then it will be a wake-up call for you…because this is how it is done!"

Commercial Loan Training - Lender Endorsed - Phoenix Capital Consulting

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The Art of Zen Trading I Using precognition to predict the stock market Download

This book is only 33 pages, so it can be read and put to use very quickly, but it is packed with valuable information:

Introduction Chapter 1: Is Precognition really possible? Chapter 2: The Zen mindset. Precognition applied to trading Chapter 3: The Psychology of trading Chapter 4: Setting up a trading system — Setup — Test — Mindset Chapter 5: Training Your Mind to Predict the Market. — Become hyper aware — Meditation — Lucid dreams — Exercise and test your brain Chapter 6: Your Advantages as an Individual Investor


Although it does require effort and discipline, the individual investor can compete with the pros. Most individual investors fail because they don’t put in the effort required to succeed. They want to guess, gamble and hope. If you want to be a successful trader, take the time to develop a solid trading strategy and build up your precognition & intuition abilities. Don’t let your own emotions impede your ability to sense the energy of the market, instead get your mind in tune with the flow/energy of the market. The information in this book is going to make you money! Download the book, absorb the information and put it to work for you. You have 60 days to get your money back if you don’t feel like this book was worth what you paid for it.

The Art of Zen Trading I Using precognition to predict the stock market

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Who says yoga has to be boring? - Prasara Yoga Primer Download

OK, let’s be honest here – you’ve heard of yoga before, so it’s not as if you’re coming to this page expecting to have your mind blown. You’ve probably seen some pictures of dudes in purple leotards and noticed those $12 DVDs at Wal-Mart. You’re not reading this page without some pre-existing idea of what yoga is.

It’s a well-established fact that practicing Yoga will help you increase flexibility and learn to relax, and various studies have shown it to correlate to just about any marker of good health you can think of. You know all this already, so I’m not going to go on about why you should practice yoga. However, I do want to tell you about what makes Prasara unique and what it can do for you.


The short story is that Prasara was created to develop Flow. We’ll talk more about this later, but the gist is that Flow is a quality of movement in which you can transition smoothly form one thing to another.

Actually, Flow is a lot of things, and that can make it difficult to describe – and even harder to learn. But it isn’t impossible, and we’ve been teaching it for years to our private clients, in live seminars and workshops, and though this course, the Prasara Primer.

The unique element of Prasara practice as opposed to most other styles of yoga is simply that traditional yoga is fixated on sitting in poses while Prasara shifts the emphasis to the transitions between poses. You’ll still use the same postures and positions, but we’ll also work on your ability to “flow” from one to the next so you can develop real agility, grace, power, and yes, Flow in everything you do.

After you’ve used Prasara for two months, you’ll wonder at how much better you feel in your body and your overall physical prowess and agility. Guaranteed.

I have practiced yoga for the last 18 years and seen a variety of different teaching styles. Some styles of yoga exist in an almost mystical shroud: exclusive cliques practicing a difficult series of movements. Other styles prescribe a rigid, unchangeable series of postures. The wonderful thing about Prasara yoga is the intuitive, open manner in which it can be practiced.

The Prasara Primer is an excellent starting point. The material is phenomenally user-friendly, and the clear, open tone of the Primer will enable anybody at any fitness level to get started immediately on a lifelong Prasara practice.

There’s no such thing as a “best” way to move your body. There are wrong ways – injurious ways, like those awful stretches your high school gym coach used to make you do – but the beauty of yoga is that most of the poses are very difficult to do in a way that could cause you to hurt yourself.

While many styles of yoga insist on following a set sequence of however many poses for however many minutes, the ultimate goal of practicing Prasara is to teach you to flow without thinking of what comes next.

Yes, in the beginning, you’ll be practicing routines (this course includes six of them – more about those later), but through practicing the routines, you’ll actually be giving your body the vocabulary of movement you need in order to improvise your own movements.

If you’re an athlete in any sport, you already know what Flow is. Your focus tightens, and the outside world fades away. You breathe deeper. Time slows down. You get tunnel vision, and the path between you and your goal opens up. You don’t have to think about what to do – you just act, spontaneously, in the moment.

Even if you’re not an athlete, you’ve probably experienced flow while driving on the highway, playing a musical…

Who says yoga has to be boring? - Prasara Yoga Primer

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