Low Cost Mutual Funds and ETFs Download

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This site is a financial publication of general and regular circulation. This site does not collect any specific information on the financial or investment situation of any reader, and this site does not render any advice on the basis of any readers’ specific financial or investment situation.

All the personal finance, personal financial planning, personal investment management, and other information on this website is solely for your informational and educational purposes related to your personal, private, and non-commercial use. This website DOES NOT constitute or provide personalized financial planning advice, personalized investment advice, or any other kind of personalized financial advice under the laws and regulations of the United States of America and its various States or of any other country in the world. In no way does this site constitute a solicitation or offer to sell investment securities, investment advisory services, financial planning services, or any other kind of financial service as defined under any financial or securities law anywhere in the world.

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You are hereby notified that Lawrence Russell and Company is a personal financial planning services provider and a registered investment adviser in the State of California. As an entirely separate part of its business from this website, Lawrence Russell and Company provides comprehensive, independent, and individually customized financial planning and investment advisory services to clients solely through signed fee-only contracts. These personalized advisory services are only available through individually negotiated contracts, which must be signed by both parties. These customized advisory contracts specify the scope of services, deliverables, and fees. Your use of any information on this website will not establish an advisory relationship of any kind with Lawrence Russell and Company.

Low Cost Mutual Funds and ETFs

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Jobs for 13 year olds Download

Check out this quick jobs for 13 year olds to make money online in your spare time… As a mom of teens myself, I’m always on the look-out for the best jobs for 13 year olds to make money on the internet.

Do you have an iPad yet? Get an Apple iPad for free Here… With affiliate marketing, you can sell someone elses products for a commission and you don’t even need a website to get started.


One of the best (and cheapest) ways for website owners to drive more customers to their websites for Free is to write and submit articles.

Just yesterday, she found the name of a modeling/acting agency that is having auditions for Disney Channel show The Suite Life.

or you are constantly being told by friends and family how beautiful or handsome you are… Check out all the ins and outs of child modeling HERE…

Taking online surveys is one of the best jobs for 13 year olds that pay good money. Get paid $75 per online survey HERE Companies pay you to fill out brief surveys, try their products, and even preview new movie trailers for $4 to $25 an hour

Plus it’s a Lot of Fun! Take this quick survey on Target to get Free $1,000 gift card HERE… Kids can easily make extra money filling out simple surveys online.

Maybe an extra $50 dollars a month doesn’t seem like much – but it’s a lot of money for a teen-ager!

The best way to make money with paid surveys is to join at least two sites. Plus, you’ll have more variety in the types of surveys to fill out.

You can easily make $10 to $20 dollars a week for a couple hours of "work". And the best part is kids as young as 13 years old can sign up with parent permission.

But here’s a WARNING: Set up a separate email account because you’ll start getting an avalanche of spam.

You can also make even more money by referring friends. They’ll pay you $1 dollar for every friend you send their way.

I own a condominium complex and I hire a local teen to pick up doggie do once a week. It takes less than an hour for $15.

It may not be the most glamorous jobs for 13 year olds, but a pooper scooper makes it easy to do, and you never run out of work!

This service is especially handy in colder climates. As the snow melts, there’s lots of business opportunities!

Because he was tired of his mean mom (AKA: ME!) nagging him to stop spending so much time playing video games on the computer!

I can’t tell you how horrible the smell is! I would pay big money for someone else to clean up the mess.

You could even advertise with local businesses and shine up their cars in the parking lot while they work.

So if your 13 year old has a knack for making anything…from jewelry to baked goods to dog collars…try selling your goods on Etsy.

You can create your own iPhone app and sell it on iTunes. And did I tell you that you can sell your app on iTunes for FREE?

The game Angry Birds makes millions every month. And the guy who developed the iShooting game made $200,000 in just a couple weeks.

If you want a 13 year old job that makes more money than just babysitting, mowing lawns, shoveling snow, or any other LOW-Paying "kid" jobs, then get your own copy of 51 Unique Jobs for 13 Year Olds and see for yourself how you WILL start earning cash online in your spare time.

And the best part? You’ll have 51 of the highest-paying 13 year old jobs at your finger tips…so you can make as much money as you need…on the internet…in just a few days.

Are you looking for a jobs for 13 year olds to make some extra money in your spare time? Tell us about yourself and what type of job you’d like!

Telling us about yourself is easy to do. Just type!… What is your dream jobs for 13 year olds? Where are you located? How much would you like to make? And how can you be contacted? Or do you already have a perfect jobs for 13 year olds? Then share and inspire!

Do you have some pictures or graphics to add? Great! Click the button and find the first one on your computer. Select it and click on the button to choose it. Then click on the link if you want to upload up to 3 more images.

Jobs for 13 year olds

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Podcast Artwork Creator: Create Custom iTunes Artwork with Podcast Artwork Creator Download

Need a Podcast Theme? We have a WordPress Podcast Theme Dedicated only to Podcasters right here <<

Podcast Artwork Slicer is a web based app that allows you to create beautiful and professional looking artwork images for your Podcast.


ClickBank is a registered trademark of Keynetics Inc., a Delaware corporation. PodcastArtworkSlicer.com is not affiliated with Keynetics Inc. and/or Apple in any way, nor does Keynetics Inc. and/or Apple sponsor or approve any PodcastArtworkSlicer.com product. Keynetics Inc. and/or Apple expresses no opinion as to the correctness of any of the statements made by PodcastArtworkSlicer.com in the materials on this Web page.

ClickBank is the retailer of products on this site. CLICKBANK® is a registered trademark of Click Sales, Inc., a Delaware corporation located at 917 S. Lusk Street, Suite 200, Boise Idaho, 83706, USA and used by permission. ClickBank’s role as retailer does not constitute an endorsement, approval or review of these products or any claim, statement or opinion used in promotion of these products.

Podcast Artwork Creator: Create Custom iTunes Artwork with Podcast Artwork Creator

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Monetizer Pro - Monetizer Wordpress plugin Download

Monetizer Pro WordPress plugin Multi Site License allows you to easily generate ads through your existing affiliate programs. Monetizer Pro displays ads from Apple iTunes, Amazon, Ebay, Commission Junction, Clickbank, and Linkshare as well as Google Adsense ads.

Monetizer Pro was designed with affiliates in mind to make it easier to monetize a WordPress blog or website.


Monetizer Pro works with the most popular affiliate programs including: Apple Itunes, Clickbank, Commission Junction, Ebay, Google Adsense, and Linkshare.

If you want to write about a specific keyword or phrase our plugin can pull ads from the affiliate programs based on these words.

With the MonetizerPro plugin you can make the text and banner ads rotate to make the more eye catching and click worthy for visitors.

Free lifetime updates and use of Monetizer Pro plugins on an unlimited number of websites. 60 day return policy.

With the MonetizerPro’s plugin easy ad display and keyword features you can turn and underperforming website into a winner.

Monetizer Pro - Monetizer Wordpress plugin

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Automatic Video Maker Download

Automatic Video Maker is a video creator software. This tool create videos with images,intro,watermark,background sound, custom slider timer and much more also this program upload your videos in your channel of Youtube.

There are many others software but all the same thing . Automatic Video Maker is unlike any other program. AVM contains a unique formula to achieve success. If you are tired of the same in each program, this is your chance to have something unique and powerful.


I have to say that this is the best way to get your Video Marketing experience working and effective online.

The application is constantly upgraded with new effective tools and the support is outstanding. A very patient man with the integrity to back up his work ethic. I’m very pleased to have this software and the man behind it. You will not find a more effective tool to get you noticed online than this one. Get it while you can! Thanks

I purchased this software towards the end of last year. Since then, Eduardo has updated the program and added new requested features a number of times. This tells me that he cares about people who buy from him. The product is a desktop application that works on your computer. It works very well and I have been able to create many videos and submit to them with the greatest of ease, helping my sites climb up the SERPs. To do all this manually would have taken me a long, long time and would probably not even be anywhere near as effective, specially as I don’t have that much time available, so virtually nothing would have been done by me. I am very happy with my purchase. It has saved me a huge amount of time and the software works very well. The support that Eduardo provides is top notch and he is only ever as far away as an email or Skype. For anyone wanting to save a lot of time,I highly recommend this product. Barry Friedmann Free Internet Marketing Ebook Library!

Some FAQ- Q- Does this software can work on Mac too? R- Yes, off course, it can with the ‘Virtual Machine’ For detail please read on Apple’s official website- Windows on a Mac – Apple Store (UK) Q-Is this program a plugin? A-No, this program is a desktop application (Desktop App)

Q- Can I use this program on more than one PC? Yes, you will receive 4 serial keys for 4 computers.

Q-This software meets all guidelines of Google and YouTube ? Yes, this software search and download only the videos with "Creative Commons license" from Youtube

Yes this software create unlimited videos spinning images at the same time creating unique videos with high quality

After you purchase this awesome product you will receive in less than 24 hours your serialkey you can download the software from this link http://automaticvideomaker.com/latest/AutomaticVideoMaker.exe

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Natural Cure Acid Reflux - Heartburn Home Remedy - GERD Treatment - Hiatal Hernia Download

If you’re tired of burning a hole through your esophagus, choking on stomach acid, propping your head up on thirteen pillows to sleep… all because of your painful heartburn and acid reflux, then this will be the most important message you ever read!

I was in your shoes, not too long ago. And I’ve found a cure that can help you, and I want you to know about it, because…


You see, in 1976, I almost died during stomach surgery for some bleeding ulcers. The doctors operated on my stomach, but while in surgery, they connected a bile duct to my stomach, instead of my small intestine… which caused bile to creep up into my esophagus.

After surgery, I couldn’t sleep on my right side without bile building up… and the only way I could get rid of it was by vomiting.

For almost a year, I had to vomit about three or four times every day. It was disgusting, and I knew I couldn’t go on like this forever – the acid was killing me!

I tried using 13 pillows. Then I bought one of those "hospital beds" that adjust so your head is propped up all the time.

So I back-tracked, and the only thing I could remember doing before going to bed was eating an apple! So, I started doing some experiments with different brands of apples… and discovered…

I started taking apples with me everywhere I went. And I found out I didn’t need to eat an entire apple… just one slice would do the trick.

So, with the apple, I had a reflux remedy (hence, the name of my website)… but not a full-fledged cure (since I still needed to take apples with me everywhere I went).

About a year ago, my son & I decided we wanted to share this remedy with people on the internet, so we setup this website and wrote a report. That report is called the Heartburn & Acid Reflux Remedy Report.

At first, the report contained just my "apple remedy"… but now, after doing a lot more research, and getting a TON of feedback from other reflux sufferers,

I have released an entirely new & improved version of our report… that has more than just a remedy, but a cure!

That’s right, our new report explains how you can cure acid reflux, heartburn, bile reflux, esophageal reflux, and even hiatal hernia, using one of three different safe, natural remedies that we have discovered.

These three natural remedies have been proven to work thousands of times by our customers… quickly (within minutes), safely (no side effects), and without drugs!

We have taken the all of our research and put it into a report that you can order and read on your computer just minutes from right now…

And there’s really no good reason you should be taking drugs, when you can be cured using a natural remedy!

I want to help you end the suffering, the painful burning feeling in your chest, just behind your breastbone after eating, the burning sensation in your throat. I want to help stop your chest pains, your difficulty swallowing, and your sleepless nights because I’ve been there before…

Most doctors won’t tell you about these natural remedies… Because they never learn them in medical school!

You’re about to discover a safe & natural way to get long-lasting relief from your pain AND cure the cause of your disease.

Heartburn is the most common symptom of acid reflux, and it’s caused by stomach acid backing up into your esophagus. The pain is often described as a burning sensation, rising from the stomach into the center of your chest.

Occasional heartburn doesn’t necessarily mean you suffer from Acid Reflux Disease. However, if you experience heartburn more than twice per week, and if your heartburn gets worse after you eat or when you lie down or bend over, you probably have a more serious condition than heartburn. You probably have Acid Reflux Disease.

Acid Reflux Disease (also called Gastroesophageal Reflux Disease, or GERD) occurs when the reflux of stomach acid is frequent enough that it causes continual problems in your daily life, and/or results in damage to your esophagus.

Acid Reflux Disease and Heartburn can be Cured Quickly — Without Drugs, Using a Safe & Natural Home Remedy, Explained Fully in the "Heartburn & Reflux Remedy Report"

So how good does it really work?… well… take a quick peek at what this happy customer has to say:

My reflux had lasted for over a week, I actually had to see a doctor. The doctor gave me Pepcid. Then I decided to go to WebMd and look for something natural, and I found your website. The specialists told me to put up with it, but my social life was being ruined.

I followed every step in the report, and in a day and a half, I felt so good I decided to try eating the foods I liked.

*Your Results May Vary. Your body is unique and your level of Acid Reflux also has an affect on your chance of success. If you are not happy with our report for any reason, you are entitled to our 60 Day, No-Questions-Asked, 100% refund.

Judie is just one of hundreds of satisfied customers… but really… I’m not asking you to believe Judie — I’m not even asking you to BELIEVE ME! All I’m suggesting… is that you give it a try.

You see, at the top of your stomach is a muscle called the lower esophageal sphincter (LES), which normally opens and closes allowing food to enter the stomach. It also prevents the acid in your stomach from backing up into your esophagus.

With GERD, the LES opens at inappropriate times, allowing acid from the stomach to leak into the esophagus, where it doesn’t belong.

Acid reflux disease can also lead to more serious medical conditions that require hospitalization and even surgery. In some acid reflux patients, acid can be regurgitated into the…

Natural Cure Acid Reflux - Heartburn Home Remedy - GERD Treatment - Hiatal Hernia

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[GET] Macintosh Tutorials and Lessons - Master your Macintosh cbm

As a certified Apple consultant, I have been teaching people the secrets of the Mac for over 20 years. My fun, fast, affordable lessons are packed with information you will use for the rest of your life!

I have priced the lessons so everyone can afford them at just $19.95 per month. Not only will you get over 100 tips, tricks and great Macintosh magic but you will automatically be added to our VIP list and receive our weekly updates.


Our offers and our subscriptions are straight forward and simple. Cancel anytime you like, stay as long as you want. I know you will love these lessons! Plus, we are adding new content every week. Don’t miss anything!

Still need a little more info? You may Email me, or just give me a call. I am available from 10AM to 10PM (Eastern) at 954-726-9525.

This site and the products and services offered on this site are not associated, affiliated, endorsed, or sponsored by Apple, nor have they been reviewed tested or certified by Apple. ClickBank is the retailer of products on this site. CLICKBANK® is a registered trademark of Click Sales, Inc., a Delaware corporation located at 917 S. Lusk Street, Suite 200, Boise Idaho, 83706, USA and used by permission. ClickBank’s role as retailer does not constitute an endorsement, approval or review of these products or any claim, statement or opinion used in promotion of these products.

Macintosh Tutorials and Lessons - Master your Macintosh cbm

[GET] iOS Centric - The Ultimate iOS 7 Course

How are you expected to learn how to properly take advantage of all of iOS 7′s powerful features if you don’t know about them? More importantly, what about the features it doesn’t detail on its official website? There are at least 100 new features in iOS 7 and Apple only details 11 on their official website!

This means there is easily 89 other features you could be utilizing on your iPhone, iPod Touch or iPad, but likely will never know about. And this is only in iOS 7, just think about the hundreds of features that have been carried over from previous firmware versions like iOS 6 and iOS 5.


That sounds ridiculous, doesn’t it? The sad thing is this applies to almost everyone who purchases and Apple iOS device.

We thought you owed it to yourself to at least learn how to use the iOS device you bought to its fullest capabilities, and that is why we created iOS Centric. A learning platform of over 100 (and growing) short and sweet instructional videos that will teach you how to best take advantage of all the features your iPhone, iPod Touch or iPad has to offer.

We were tired of seeing people spend the amount of money Apple charges for their products and ONLY knowing how to do basic functions like compose a text message, open the multitasking tray or make a phone call.

Apple’s iOS 7 operating system offers so much more than even what an Apple Genius can show you. In fact, with the knowledge you will gain from iOS Centric, we bet you would be able to show an Apple Genius a thing or two. iOS Centric’s goal isn’t to be able to allow you to show up an Apple Genius though, it is to be able to help everyday people (like you), who invested their hard earned dollars in an Apple product, to actually be able to use it to its fullest ability to be ability.

With a membership to iOS Centric you will never have to worry about being frustrated again. Our extensive video library that covers both iOS 7 and iOS 6 will teach you how to properly utilize the full power of iOS. This will make you more productive and save you hours of frustration than if you were forced to figure out everything out on your own.

And let’s be honest, who has the time to scour every nook and cranny of iOS? Let our team of iOS experts do the digging for you and then teach you the best iOS tips / tricks in our professionally produced videos.

We knew we had to make iOS Centric priced low enough that it would allow anyone to acquire knowledge, that in the long run could save you from wasting hours lost not knowing how to properly use your iPhone, iPod Touch or iPad. That is why we decided to offer iOS Centric at the extremely low price of $19.99. This isn’t $19.99/month either or anything like that, this is a one-time payment for lifetime access to both our video library, future updates and support.

You might be wondering… can’t I head down to my local book store and get one of those “how to use your iPhone for Dummies” books? Well, you could, but the problem is the information presented in these books is often times too simplistic and not very well organized. Not to mention, who really has time to read a 200 plus page manual?

Not only is this boring, but at the end of the day, we think you would rather spend that time enjoying your iPhone, iPod Touch or iPad while living life to the fullest at the same time. That is why iOS Centric decided to make professionally produced videos that not only look great, but also more importantly teach you what you need to know in a short and sweet fashion.

You can continue using your Apple iOS device like you are now, getting by with just the basics and becoming frustrated with the seemingly lack of features. Or you can get iOS Centric and follow our professionally produced instructional videos to become an iOS guru. Not to mention dramatically increase your productivity and save yourself hours messing around trying to do what should be a simple task. If you would prefer to keep using your iPhone, iPod Touch or iPad like almost everyone else in the world, be our guest. But if you rather:

Then frankly, this appears to be the best and simplest decision you could make in 2013, wouldn’t you agree?

Just like any reputable company, we are willing to put our money where our mouth is by offering you a risk-free choice when you decide to enroll and join the iOS Centric family.

We are confident that iOS Centric holds the power to teach anyone to become an iOS guru. If you purchase a membership to iOS Centric and don’t feel the same way then you will be glad to know that iOS Centric offers a 60 day money back guarantee. Simply contact us and let us know and we will refund the full purchase price.

iOS Centric - The Ultimate iOS 7 Course